Help Employees Take Control of Their Credit

Give employees the tools to understand their credit, protect their identity, and receive personalized Monthly Credit Action Plans, all through one secure platform.

What ProsperWell Does

ProsperWell combines 24/7 credit monitoring, identity protection, and personalized Monthly Credit Action Plans to help employees better understand and manage their credit.

Credit Monitoring

Receive alerts about important changes to your credit profile and stay informed about your credit health.

Identity Protection

Help protect your personal information with tools designed to monitor for potential identity theft activity.

Monthly Credit Action Plans

Receive a personalized Monthly Credit Action Plan that explains what changed, highlights opportunities, and recommends next steps.

Credit Education

Access educational tools and resources designed to help you make smart credit and financial decisions and build healthy financial habits.

Why Credit Wellness Matters

Poor credit can affect an employee's ability to:

- Finance reliable transportation
- Qualify for housing
- Reduce borrowing costs
- Reach important financial goals

Why  Employers Choose ProsperWell

- Minimal HR involvement
- Voluntary employee enrollment
- Private and secure
- No payroll integration required
- Turnkey implementation

How It Works

Step 1. We provide enrollment materials.

Step 2. Employees enroll privately.

Step 3. ProsperWell automatically delivers Monthly Credit Action Plans.
Want to Learn How ProsperWell Could Work for Your Employees?

(915) 294-3371

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Ready to Offer an Employee Credit Wellness Benefit?

Help employees better understand their credit while providing HR with a simple, turnkey benefit that's easy to implement.

Frequently Asked Questions 

Still have questions?
We’ve answered the most common ones below.  

No. We provide:

  • Credit monitoring
  • Personalized action plans
  • Educational resources
  • Identity protection
  • DIY credit improvement tools

We do not dispute credit report items, contact creditors or credit bureaus on your behalf, or provide legal credit repair services through this program.

No. 


Participation is completely voluntary. Employees decide whether to enroll and maintain their membership.

No.


Employee financial information remains completely private. Employers do not receive access to:

  • Credit reports
  • Credit scores
  • Debt information
  • Personal financial account information

When applicable, employers may receive participation metrics such as enrollment totals or overall program participation rates. Individual employee financial information is never shared.

No. 

Employees enroll directly using their own payment method. Employers may choose to reimburse or subsidize participation if desired, but payroll integration is not required.
ProsperWell can be offered as a voluntary employee-paid benefit with no direct cost to the employer. Employers may also choose to subsidize or reimburse participation as part of their employee wellness initiatives.

No.


Enrolling and using ProsperWell does not negatively affect an employee's credit score.

Want To Learn How ProsperWell Could Work For Your Employees?

Schedule a short employer call to review the program, enrollment process, and available participation options.
Get In Touch